A Look At Melbourne’s Political Environment And Where It Is Headed

Australia is a politically stable, prosperous and peaceful country and the political environment in Melbourne also reflects these qualities. Melbourne is one of the major cities of the country and has a lot of International and national companies which have established their offices here. At the same time, people from all over the country and even other parts of the world call Melbourne home. This is the reason that the culture of the city, although influenced by politics, is unique. One thing that the politics and culture of the city are considered is that they are liberal when it comes to subjects like Melbourne’s Tran Siu and other subjects which raise eyebrows in other parts of the world. Let us take a look at the current political climate of the city.

The system of government in Australia and Melbourne

Australia follows the British system of Democracy where the Monarch of UK is also the Monarch of Australia, and there is an upper and lower parliament which is headed by the prime minister. Melbourne like other cities in the country is governed by the governor of the state who is nominated by the government and is ratified by the monarchy. However, the governor mainly has a ceremonial position and has little say in the political matters. What’s more like most democracies the legal system of Australia and hence Melbourne is independent of the political system. Travel and relocation throughout the country are not limited, and there is no national identity card or similar document. The citizens of Melbourne value their freedom a lot and regard their country very highly although they are usually not patriotic outwardly.

How politics affects business in Melbourne

Melbourne is a free market economy as most democratic states are. The relative political stability in Australia in spite of the recent upheaval has led to the growth and development of the country in many ways. This is the reason that businesses are flourishing in this city. The services sector dominate the economy of Melbourne like the rest of the country. Although agriculture and mining sectors account for 57% of the exports in Australia, Melbourne is completely urbanized and does not take part in this sector.

The growth of the economy in Melbourne owes thanks to the stable government in the country, healthy politics and massive natural resources. Both the political parties – Australian Labor party and Liberal party have been instrumental in the modernization of the economy in the large cities like Melbourne and all over the country. This is the reason that cities like Melbourne in Australia are booming with wealth and well being of the citizens. In fact, 17 years of economic growth have been recorded in the year 1992 and during these years both the parties have been in power. Hence it can be said that the average politician in Australia and its larger cities like Melbourne is committed to the growth of the country.

As mentioned above, matters like trans-sexuality and others are also taken very liberally in the country. The city of Melbourne has a free culture with no political interference in the day-to-day lifestyles of the people. This is the reason that people in the city of Melbourne breathe and live freely.

The Level of Corruption within the Real Estate Market

Of all the major factors behind the ever-increasing prices of commercial and residential undertakings, corruption is something that should never be ignored. Studies have confirmed the fact that the level of corruption within the real estate market is quite high justifying the fact that real estate has become the hotbed for corruption in the recent times. There are a large number of officials in this field who have been found to be involved in cases of corruption.

According to Joe Nahas, Managing Director of Coronation Property, the wrong use of power is one of the most important reasons behind corruption being practiced on a vast scale throughout the real estate market spread across the world.  The real estate developers bribe officers for getting pieces of property for development and for getting approvals for their development projects. They pay the officials for doing other things as well. These payments are not made from their own pockets. What the real estate developers do is that they raise the prices of their development projects to make money for paying the bribes.

The real estate developers do not spend a huge amount of money on getting quality materials for their construction projects. This is because they need to make use of available money for paying bribes to the real estate officials and they also need to keep some money as profit. They even bribe the supervisors into paying no heed to the low quality of their construction projects. This is the reason why real estate developers in different countries have been found using bamboos and sub-standard re-bars for lowering the costs of construction. It is only because of this reason that even the newly constructed buildings have quality issues. They also have complaints about housing and living quality. Instances of apartments and buildings collapsing due to the low quality of materials used for construction have also been on the rise in the recent years.

Thus, it can rightly be said that large scale corruption in the real estate arena has struck as one of the major problems that have seriously affected the healthy growth of the real estate market and industry. Governments and authorities in many countries have realized the seriousness of this problem and have implemented crack downs targeting corruption in the real estate market. Different measures have been taken for eradicating corruption right from its roots in the field of real estate. Till date, the prosecutors have been successful in weeding out a few bad apples from this field. However, it seems that more effort needs to be put in this direction with cases of corruption getting increasingly complicated and the amounts of cash involved being increasingly large. The governments in different countries are backed by this unwavering determination to do away with corruption in their real estate markets.

It is important for officials and professionals working in the field of real estate to be duly vigilant about their responsibilities and job duties. On the other hand, the governments in different countries should never underestimate the complexities of the anti-corruption battle that they are fighting. They must act towards improving the transparency of different business deals and tightening supervision for making it difficult for the officials to make the wrong use of their power.

Efficient Ways To Protect Your Skin On The Beach

If you are going to the beach then apart from having fun you also have to be careful about the effect of the sun on your skin. This is the reason that you need to follow some tips about skin care on the beach. The risk of sun burn and damage from the sun on the shore is the maximum compared to any other place. Let us look at some tips to protect your skin on the beach.

  • Discontinue use of exfoliants – If you use exfoliants regularly, then it increases the sun sensitivity of the skin by about 45%. It is advisable to stop using this one week before going to the beach.
  • Sunscreen lotion – Apart from the SPF number its efficiency also depends on the number of times you apply and the quantity you use. I prefer to use SPF 30 every one hour on the beach
  • Beach Umbrella – One of the best ways to protect your skin from the sun is by avoiding the sun as much as possible.  We suggest buying your own umbrella at places like Walmart, or you can find some cheap versions online too (ร่มดี) if you’re on a budget.
  • Be aware of areas of skin which are oily – The areas of the facial skin with larger pores always produce more oil. These natural oils can decrease the effect of sunscreen quickly, hence if you have oily skin or oily areas on the skin, then you should apply sunscreen more often. For instance, the nose area on most people’s face is the oiliest.
  • Apply skin in forgotten areas – When you apply sunscreen, you often forget the ears, hairline, toes, tops of feet, and eyelids. These are the areas that you should pay special attention to.
  • The shade may not be safe – Even under an umbrella, you get the sun especially when you are near the ocean. This is because the water reflects the sun rays and hence you need to apply and reapply sun screen lotion. Do not think that you are safe under an umbrella.
  • Wearing a hat and sunglasses – It is a good idea to wear a hat and sunglasses to protect your facial skin from premature aging due to exposure to the sun if you frequent the beach often.
  • What if you have acne? – The salt in the sea helps in destroying bacteria that cause acne. Thus going for a swim in the ocean can help clear breakout. If you have oily acne prone skin, then you should use a sun screen that is suitable for your skin.
  • Rinse off the salt water – the salt water that kills bacteria is also very dehydrating which is good for blemishes but not for dry skin. Make sure to rinse off the salt water with plain water before you leave the beach. Then go home and take a thorough bath with a bathing gel.
  • Wear mineral makeup – Most mineral powders have an SPF rating of 20, and this will give you extra protection. They will give you a finished made up look without being too heavy for the beach. I use good quality mineral make up which protects my skin on the beach.

When I have applied sun screen and got sun burned in spite of that, I have noticed that either I applied too little sun screen or not repeated often enough. Sun screen efficiency can be reduced due to sweat and water; this is the reason that you should reapply sun screen every one hour at least and more in the oily areas of the skin.  

What’s the difference between stun gun and taser?

Are you the one who always wants to have a collection of guns but you don’t have enough experience to understand what’s the difference between them. The major confusion is with the stun gun and Taser.

Come and take a look at handheld Taser vs stun gun.

STUN GUN

In some countries now it’s legal to keep the stun gun with you but in some countries, it’s still not allowed to keep them. At the time of working stun gun has the power to produce high voltage current which is the reason for severe pain.

When you use it on someone then it affects the nervous system for the time but it doesn’t give you any injury inside. The stun gun takes about 3 to 5 seconds to work and in this time the gun makes the person numb to perform any function.

According to the research and study, it has been seen that stun gun doesn’t affect your heart and brain after you are back to your normal life. You will feel numbness for the certain time period and then you will be good to go like you used to.

 

When you are using a stun gun then keep this thing in mind that it works best on some parts of your body where nerves are in high numbers. Like if you using it on neck or hips then you can see the visible results on the other person.

Nerves are easy to catch the current and to make the person numb for the time being. When you are using the stun gun on someone then you can be satisfied that this is not going to hurt them for the lifetime.

HANDHELD TASER

On the other hand, Taser is not like the stun gun at all. It has the ability to attack the motor and nervous system at the same time and it can also disable you for a long time. Taser doesn’t depend on the pain but on the right target.

 

 

The metal probes of the Taser gun are 15 feet in length. When someone uses them on the other person then these probes attach themselves to the person’s skin and make them disable and shocked. It produces electrical impulses.

The motor system which is located under the muscles gets affected by the action of Taser. You will be able to use it on the target from the 15 feet of distance. Taser do direct contact with the body and penetrates about 2 inches inside a cloth.

With the help of one button, you can turn the Taser into Stun gun and it will function almost like the stun. By pressing that button Taser is going to release the probes towards the target to attack it.

There is no guarantee of Taser gun when you are using it because it can hurt you deeply and it can damage your nervous system as well as a motor system due to the high voltage metal probes attacking the target.

If you’d had a chance to ask a psychic one question, what it would be?

What’s the single most important question you would ask a psychic? Is it about health? Love? Relationships? Some secret desire or a goal? Whatever it may be, you better prepare for that first reading session.

Your questions can be powerful, simple or complicated. But, if you want to get the best result from a session, here are some really interesting tips how you can ask a psychic one free question.

ask psychic one free question

#1 Don’t ask “yes-or-no” questions

One of the first “rules” to know before you head to the psychics is that she/he can’t answer the “yes-or-no” questions for you. It won’t give you the desired outcome. A psychic usually can help with questions that require more complex questions. The best piece of advice, therefore, is asking a question that will allow the psychic to answer it by presenting you several possible alternatives to it.

#2 Don’t narrow the focus of your question

Questions like “Will he marry me?” or “Am I going to get that job?” aren’t helpful. The psychic cannot give you the best answer if you narrow the focus of the question. Life isn’t that simple, and you have to make a room for a bigger picture. Instead of asking “Will he marry me?” try to describe your situation by saying “I’m in a relationship for 3 years, and I feel like I’m ready for the next step. Do you see this as my future or not?”

#3 Ask something that you are really interested in

ask psychic a question

Don’t take a psychic’s job to lightly – they are not your mentors or tutors. They don’t suppose to guide you through your life by telling you what to do. Instead, they are assisting you to get to know your future and the upcoming possibilities. It’s totally up to you whether you’ll decide to follow a suggested path or not. Thus it’s very important to ask a question that is truly important to you, and which you cannot resolve by yourself.

#4 Ask something that’s bugging your mind for a while

The questions that really bug our mind are usually the ones that we cannot answer by ourselves. We cannot see the bigger picture, or we’re too afraid to make a decision because we’re worried about the outcome. That’s where a psychic could help you. They can usually see much further than you can, and give you insights that will help you in seeing the opportunities ahead of you.

#5 Don’t be impatient

If you think that a psychic can give you an answer in under 5 minutes, you are wrong. A session usually takes some time – and patience. If you’re not committed to the session, you won’t get the answers you’re looking for. Be patient and you will hear some amazing things about yourself, people around you and your path.

ask a psychic

#6 Be open to whatever answer you get

We bet you’d wish to hear only the nice things about you and your future. But the truth is you must be prepared for the bad ones, too. Psychics will reveal the circumstances as they are, but cannot affect the way it will turn out to be in relation to your life. Whether something is good or bad is only dependent on how you understand those two qualities.

Koch Brothers Latest Home Owner Scam In Liberty Hill

Look at New Programs for Home Buyers- There May Be a Deal for You

by Jaimie M. Salamanader

Headlines have recently concentrated on the $700billion bailout program, but how many homeowners are aware that a bill passed last year to help them became effective on October 1, 2008? A new Program has been developed that will help homeowners with too high interest rates be able to afford their mortgages by allowing a reset of the rates.

There were a lot of mortgages issued over the last years, when credit was very loose, that were at low adjustable interest rates just to get the borrower able to buy a home, but when rates went up, those homeowners could no longer afford their mortgages.

The one big issue with the Hope for Homeowners bill is that it leaves it to the lender to determine whether the borrower can be moved into a different loan structure. They may be willing to do so if the only other solution to renegotiating is to let the house go into foreclosure. Logically, it would seem better to lose some interest than the entire loan principal.

This is the concept behind the program: Many borrowers used ARMs in order to take advantage of temporary advantageous interest rates. But if the rate went up, the homeowner would want to see about renegotiating the loan. Today, however, more and more homes have little equity with which to pay off the old loan.

For example, if you bought a home for $250,000, and your loan balance is still $215,000, but the home is now only worth $190,000 because the housing market has fallen. This kind of reverse equity in the loan gives the homeowner no option but to reset, at whatever rate.

Hope for Homeowners will guarantee the repayment of the new loan to the lender, with one big caveat Liberty Hill mortgage for Real Estate Agents. The guarantee cannot be for greater than 90% of the houses value. So now the lender has to decide to accept the guarantee for only $171,000, in the example we use, and therefore a loss of $30,000. The bank, however, would have a guarantee that the $171,000 would be paid mortgage broker in calgary. The decision the bank has to make is whether it is better to accept the loss and have a long term guarantee. It is up to the lender to decide. Many still appear to prefer foreclosure rather than to take the present loss.

This may seem strange, but accounting may be the reason for this, since a property, even if it is in foreclosure, still shows as a balance on the books of the lender, but a loss would have be reflected immediately. Sad to say, lenders can be short term thinkers and would rather put off the pain instead of showing a loss on the balance sheet.

There are those, however, for whom the loan may work, if there has not been a big reduction in the value of their homes. In the case where the home has a good market value relative to the outstanding debt, the lender will not have to accept as great a loss, or perhaps none at all.